Pricing

Pick your size

One fee. No subscription. Every tier plays by the same three rules.

Yodoya is a simulated trading platform and evaluation service. Every account is simulated, funded ones included: no real capital is deployed and we hold no money of yours. Payouts are performance rewards from our own revenue, not investment returns, and the fee pays for access and evaluation; it is not a bet. Most people do not pass, so treat the fee as money you are prepared to lose.

Paid in USDC, from a browser wallet or sent straight from an exchange. We cover the network fee. Card payments aren’t available yet.

Challenge: pass the rules first, for a lower fee. Instant funding: funded the moment you buy, for a higher one.

Challenge accounts

Micro

$1,000 account

$24 $21 one-time fee

First challenge: $21, then $24

$24.00 per $1k of account

Profit target
+$100
Max loss in a day
−$40
Max loss overall
−$50
Payout split
80%
Grows to
$2,000
Sign in to start

Small

$2,500 account

$44 $39 one-time fee

First challenge: $39, then $44

$17.60 per $1k of account

Profit target
+$250
Max loss in a day
−$100
Max loss overall
−$125
Payout split
80%
Grows to
$5,000
Sign in to start

Large

$10,000 account

$109 $99 one-time fee

First challenge: $99, then $109

$10.90 per $1k of account

Profit target
+$1,000
Max loss in a day
−$400
Max loss overall
−$500
Payout split
80%
Grows to
$20,000
Sign in to start
  1. 1 Pay one fee. No subscription.
  2. 2 Reach +10% without losing 4% in a day or 5% overall. No time limit.
  3. 3 Get funded. Payouts are 80% of your simulated profit, paid in USDC. No ID needed to withdraw.

Free demo · $10,000

No fee and no card. The same rules on live prices, for practice only: passing a demo doesn’t lead to a payout.

Sign in to try free
Skip the challenge

Instant funding

Funded (a payout-eligible simulated account; no real capital is allocated) from your first trade, with no evaluation and no paperwork to start.

Micro — Instant

$1,000 funded account

$119 one-time fee

$119.00 per $1k of account

Profit target
None
Max loss in a day
−$40
Max loss overall
−$50
Payout split
80%
Grows to
$2,000
Sign in to start

Small — Instant

$2,500 funded account

$219 one-time fee

$87.60 per $1k of account

Profit target
None
Max loss in a day
−$100
Max loss overall
−$125
Payout split
80%
Grows to
$5,000
Sign in to start

Standard — Instant

$5,000 funded account

$299 one-time fee

$59.80 per $1k of account

Profit target
None
Max loss in a day
−$200
Max loss overall
−$250
Payout split
80%
Grows to
$10,000
Sign in to start

Large — Instant

$10,000 funded account

$549 one-time fee

$54.90 per $1k of account

Profit target
None
Max loss in a day
−$400
Max loss overall
−$500
Payout split
80%
Grows to
$20,000
Sign in to start
  1. 1 Pay one fee. No evaluation.
  2. 2 Trade funded straight away. No profit target, but the 4% daily and 5% overall limits still apply.
  3. 3 Payouts are 80% of your simulated profit, paid in USDC. No ID needed, and payouts up to $250 are instant.
  4. 4 Grow it. Your account steps up at no cost as the profit you withdraw adds up: 1.25× at 8%, 1.5× at 16%, 2× at 28% of the account withdrawn in total. With no evaluation first, it counts from your first payout.
Side by side

Challenge or instant?

RuleChallengeInstant funding
Feefrom $24from $119
FundedAfter you passOn purchase
Profit target+10%None
Daily loss limit−4%−4%
Overall floor−5%−5%
Time limitNoneNone
Account growthUp to 2× size, counted from profit withdrawn after you passUp to 2× size, counted from your first payout
Payout split80% of simulated profit, in USDC80% of simulated profit, in USDC
Best ifYou want the lowest price and are confident in the rulesYou would rather pay more than sit an evaluation
The same for every tier

Limits and caps

  • Withdrawals are capped at 8% of your account size per rolling 30 days. Requests still awaiting approval count against it, so a second request inside the same window may be smaller than the profit you are holding.
  • You need at least 3% profit to request a payout, and it must come to $20 or more. Every position has to be closed when you ask.
  • There is no leverage on a challenge or funded account. Margin always equals notional, so your open positions can never total more than the account's current equity. That, not a multiplier, is what limits position size. Unrealised losses shrink it immediately. The −4% daily limit and −5% overall floor sit underneath it, and those are what end an account.
  • The fee is refundable in full until you place your first trade. After that it is not refundable (terms, section 10).
  • A breach ends the account for good. There is no reset fee and no partial refund: another attempt means another challenge at the price published then.

Every rule and number above is enforced by one published file and stated in the terms of service, which carries the rest: fill mechanics, simulated latency, and the full scaling ladder.

Questions

What does “Grows to” mean?

A funded account gets bigger, at no cost, as the gross profit you withdraw from it adds up: 1.25× its starting size once 8% of that size has been withdrawn, then 1.5× at 16% and 2× at 28%. It counts the total withdrawn, not the number of payouts, so you can take smaller payouts without slowing it down. “Grows to” is the top of that ladder. On a Standard account ($5,000) that is $6,250 once $400 has been withdrawn, $7,500 once $800 has been withdrawn, $10,000 once $1,400 has been withdrawn. It is not guaranteed: you only get there by staying profitable, and a breach closes the account.

What happens to my floor when the account grows?

It resets to 5% below the new size, so you get the same room to lose on bigger capital. On the Standard example: $6,250 with a $5,937.50 floor, $7,500 with a $7,125 floor, $10,000 with a $9,500 floor. Growing is the only thing that moves the floor. Payouts and trading never do.

How fast can an account grow?

Not fast, by design. Each payout needs at least 3% profit, and no more than 8% of the account’s size can be paid out in any 30 days, so the top step takes months, not days. Instant accounts start counting from their first payout. A challenge starts counting once you pass.

Should I pick a challenge or instant funding?

Both end up as the same funded account, with the same limits, the same 80% payout split and the same growth ladder. A challenge costs less but you have to reach +10% first. Instant costs more and skips that step, so you can start earning payouts, and moving up the ladder, right away.

Why might a payout be smaller than my profit?

Because of the 30-day cap. Only 8% of the account’s size can leave in any rolling 30 days, and requests still waiting count toward it. Profit above the cap stays in the account and can be paid out once earlier payouts are more than 30 days old.

What counts as a day for the daily loss limit?

A calendar day in UTC. Your daily limit is measured from your balance when the UTC day started, and it resets at midnight UTC.

Can I get my fee back?

Yes, in full, until you place your first trade. Once you have traded, the fee is not refundable, and an account that breaks a rule is closed for good. There is no reset fee.

Is any of this real money?

The trading is not. Every account is simulated against live prices and no real capital is deployed. What is real is the payout: a performance reward of 80% of your simulated profit, paid in USDC.